Archive for September, 2009

How hard is it to get a job working for an insurance broker?

Saturday, September 26th, 2009

I have a property/casualty license in NY but I don’t want to work for an agency because I want to sell multiple lines of insurance and represent the client.

Brokers have agencies, too.

It’s very easy to get the job, if you’re willing to split the commission. No salary, of course.

Why is Auto Insurance in Quebec cheaper? And how do I go abouts changing my insurance to Quebec?

Saturday, September 26th, 2009

I have been told insurance in Quebec is much cheaper. I know a few friends that live there can I change my license address to Quebec then seek insurance over there? Im getting sick of paying 400+ in Ottawa.

Move to Quebec. Or you could get an address there and lie, but if you’re caught your insurance might be null and void. Not worth it.

I’ve bookmarked this site to go back to…

http://insurance.deal4-you.com

All the best to you.

How can I get home owners insurance quotes before I buy a home?

Saturday, September 26th, 2009

I filled out a mortgage app at bank and was aproved. That is as far as I have gotten. Trying to get an idea of how much I am looking at for insurance/taxes in Deer Park TX area for 4 bedroom home (120K) and how do I go about finding a realtor? 25F/1st time buyer.

Speak with an insurance broker. A broker works with several companies and can get you the best price. To find one in your area, log on to a website like http://www.homeownerswiz.com and fill out a form requesting a quote. Good luck!

Is it easier to get commercial insurance if you create a company versus obtaining it as an individual?

Saturday, September 26th, 2009

Mulling over the idea and just trying to figure the best way to do it, 24 ft. truck with lift gate under cdl and hauling freight, furniture, just about anything you can transport, but it is not a large delivery radius just yet, 100 miles a day or so

Talk to an insurance agent for a free quote. I believe you may be a little confused about the word "commercial". One need not have a corporation to have a commercial insurance need. You may want to talk to an accountant to see if there is a benefit to incorporating, however. For instance, if you have a business, and pay corporate taxes, you may be able to deduct all of the insurance costs as a business expense. So, make 2 phone calls: to an insurance agent for a quote, and to an accountant, to determine the best form for your business!

What’s the BEST, CHEAPEST and RELIABLE (easy claims) insurance in California?

Saturday, September 26th, 2009

What’s the BEST, CHEAPEST and RELIABLE (easy claims) insurance in California?

Forget about the "on-line" companies and get yourself a local agent. If you don’t know WHERE to look on line, how are you going to know WHAT to do when you GET there???

There is not ONE insurance company that is good for everyone – as there are too many variables to consider!

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent. Don’t go across town, or to some other city – look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I’m sure that when you do, you will find some impersonal computer user with a script to work from and you won’t be able to talk with the same person every time you have a problem!

Feel free to email me direct!

Good luck, drive RESPONSIBLY and I hope this helps!

How would auto insurance company know if I am unemployed?

Saturday, September 26th, 2009

I noticed someone posted that their auto insurance rates went up since they are unemployed. I have been unemployed since February and my rates stayed the same. I don’t tell the insurance company that I lost my job. How will the insurance company know if I am working or not?

They don’t know if you are employed or not.

It’s not based on employment – it’s based on credit score. Likely, that other person also stopped paying bills.

What is the best health insurance and life insurance policies?

Saturday, September 26th, 2009

What is the best health insurance and life insurance policies? I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

Check out this site, if you want to find the best or the cheapest health insurance just in one minute,

http://cheap-health-insurance-usa.info/

Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.

Best Wishes,

Do car insurance companies know when you receive a moving violation?

Saturday, September 26th, 2009

When you ask for a new car insurance quote from your current or a new provider they always ask the question if you have been involved in an accident or have been pulled over recently etc, etc. My question is, do they already know this info and are they maybe testing me or do they really don’t know? I’ve had two moving violations within the past 5 years and I’m wondering how to answer these questions when I shop for insurance on a new vehicle.

if you have gotten a ticket or two or three, i would stay with the same company and not make too much noise. unless you get in an accident, the likelihood of the insruance company running your driving record is almost zero. they won’t know. if you try to go to another company – they will run your driving record – bank on it. and, the ticket(s) will show up and their quote will be higher as a result. Your current company does not know about it. Stay w them and don’t make any noise.

Where can i get a health insurance quote?

Saturday, September 26th, 2009

are there any sites for oklahoma health and life insurance quotes?

Visit this site

http://free-health-quote.blogspot.com/

Here you can get quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.

Best Wishes,

Who is the most reputable health insurance companies out there?

Saturday, September 26th, 2009

My mom doesn’t have health insurance and my job doesn’t give insurance to family members.

I would like to pay monthly to a health insurance company so my mom could get health check up when she needs it.

Do you know any health insurance companies that can accept low monthly payments since I don’t get paid that much?

Check out this site, if you want to find the best or the cheapest health insurance just in one minute,

http://cheap-health-insurance-usa.info/

Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.

Best Wishes,