Archive for November, 2009

Where can I get a FREE Health Insurance quote in the USA?

Friday, November 27th, 2009

I’m looking for health insurance and it’s overwhelming how many providers there are out there, these are just brokers right ?? It’s a pain in the butt going through phone books or yellow pages and calling all these places, if anyone knows of a GOOD, REAL, FREE place to get a quote let me know :)

Try this site,

http://cheap-health-insurance-usa.info/

Here you can get free quotes from different insures in your area just in one minute, its the best way to find an affordable health insurance with a reliable company.

Best Wishes,

How can insurance companies not refuse insurance for people with pre existing conditions?

Friday, November 27th, 2009

Under Obama’s health plan, insurance can’t be refused because of a pre existing condition (at least that’s what I heard). How would that work? Why would anyone get insurance before getting sick? How would that not bankrupt the companies?

Only stupid people would buy insurance before they need it. It would bankrupt companies, or more likely, drive prices through the roof.

Just like, why would you buy a lottery ticket good for the drawing, BEFORE you know what the numbers are, if you can also buy it AFTER, for those exact numbers?!?

This concept is called "adverse selection", and the politicians have been working VERY HARD to ignore it.

The yearly income of an insurance broker?

Wednesday, November 25th, 2009

Say there is a guy working as the president of a huge insurance company, how much do you think/know he is making per year?

Thanks in response!

If he’s working for an insurance COMPANY, he’s not a broker.

Broker means, sales guy.

You can look up salaries, exactly by job description, at www.salary.com

How come health insurance companies are allowed to discriminate against people with disabilities?

Wednesday, November 25th, 2009

How is it legal for health insurance companies to discriminate against people with disabilities (I mean, medical disabilities), but other companies are not allowed to, like grocery stores are not allowed to? Or maybe it IS legal for other businesses to discriminate against people I am really just curious, that’s all. About the legal process. Health insurance companies kind of make me mad, because of this issue. I know I am expressing a political opinion, but I ask you not to troll. If you have a different opinnion thatn me, you can argue for it, but please don’t start trollin.’

You mean in writing policies? That’s one of the reasons we need health care reform, the insurance companies exclude people with pre-existing conditions. Which kind of ruins the whole concept of insurance, which is based on pooled risk.

What is the best web resource for health insurance quotes?

Wednesday, November 25th, 2009

hi, i´m looking for the best web resource for health insurance quotes. any suggestion?

Try this site where you can compare quotes from different companies in your area

http://cheap-health-insurance-usa.info/

Hope this help,

How can you fight and insurance company when they denie a clam for per existing conditions?

Wednesday, November 25th, 2009

I had lab work to see my cholesterol level. The insurance company will not pay it because of pre exiting condition.

It would be difficult to fight them since you signed a contract that states you know that they will not pay for any services received because of a pre-existing condition.

What life insurance companies accept heavy people?

Wednesday, November 25th, 2009

Hi;

I am an independent insurance agent in SC. I have a heavy client [6' 3", 400]. He falls outside the "build tables" of the life insurers I currently work with. He wants term.

Does anyone have any direct experience with a life insurer that will accept a client with this build?

Can anyone direct to me resources that might lead me to a life insurer that will accept a client with this build?

Thank you for taking a look at my question.

I work for Primerica and have a client in a pending status just as you describe. He might qualify for our policy, as long as he has no other afflictions or major health concerns. Try this site to find the best life insurance

http://best-life-insurance-usa.blogspot.com/

Here you can get quotes from different life insurance companies in your area, its the best way to find an affordable life insurance with a reliable company.

Hope this help,

Is the car insurance policy invalid if the driver forgot to report the conviction?

Wednesday, November 25th, 2009

The car insurance policy is automatically renewed. The driver forgot to report to the insurance company that he had a speeding conviction before the renew date. Does that mean he has made his policy invalid and would not protected by the policy at all?

If your insurance company called you on renewal and asked you if you had any new tickets or traffic violations and you specifically said no knowing you did that could cause you problems, but if they didnt call you and you did get one you can always tell them. Working for an insurance company for years now i know we would never void a policy if they didnt report a violation to us. Not only is it bad business practice but when you think about it they could possibly be collecting more premium for your conviction then they would be to cancel you. I would give them a call and tell them you did get one and I wouldnt worry to much, just always be honest with them because they have the right to pull your driving record and they will call you on your non disclosure if you said no. But dont be to worried and good luck.

How to get auto insurance quote/ estimate without a car?

Wednesday, November 25th, 2009

I am doing a research, and heard that ur insurance can be based on not just the model but the color of the car. I want to know how to get an estimate based on vehicle, model. So that I can make a diligent choice when purchasing my new car.

Try this site where you can compare quotes from different companies in your area

http://best-auto-insurance-usa.info/

Hope this help,

What are some cheap health insurance companies?

Wednesday, November 25th, 2009

What are some cheap health insurance companies?
My mom is a single mom with 3 kids and a mom with Dementia that she is taking care of and a daughter that has disease. She does things for us but doesn’t worry about herself. I am worried about her health. She does not have insurance. She needs cheap but good insurance,any ideas?

You can easily find it by yourself at this site
http://top-usa-health-insurance-comparator.blogspot.com/

here you can get quotes from different companies in your area