Archive for March, 2010

What can a life insurance company do to get college students to purchase life insurance?

Wednesday, March 24th, 2010

What can a life insurance company do to get college and university graduates to purchase risk (life and critical illness insurance) and investment product solutions as part of their financial plans?

Nothing, but they can try to recruit college students to work for them.

How can insurance companies include preexisting conditions without a health care mandate?

Wednesday, March 24th, 2010

If there’s no mandate, and insurance companies are forced to give me affordable health care regardless of preexisting conditions, that means I only have to get health insurance when I come down with cancer. I hear many Republicans stating that they are all for barring insurance companies from excluding those with preexisting conditions, but none of them explain how you can do so without a national mandate to buy health insurance like we have with auto insurance.

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if i research insurance quotes will my current provider be informed?

Monday, March 22nd, 2010

I have two speeding tickets on my record that i would rather not have flagged for my insurance company, as they have not audited me yet for it…. but i want to look up quotes on motorcycle insurance! will my insurance provider be notified if i start looking for motorcycle insurance on otherwebsites like gieko and progressive? im just looking for ballpark estimates…. not looking for a set rate

Your current insurance will not be informed that you are researching other insurance quotes and/or discover your speeding tickets from that process. Your insurance company will probably discover your speeding tickets about 60 days before your renewal (most insurance companies do this). If you are currently insured by a standard company, it is very likely that your insurance will be cancelled at that time or you will at least have a large rate increase.

In terms of some of the other comments regarding credit, neither of the comments are correct. Insurance companies pull what is called an insurance score which is a numerical formula based on your credit. However, it is not a credit report. The insurance company does not use this to determine if you are insurance "worthy" or to determine your payment plan. According to actuarial science the better insurance scores translate to the better risks and the more impaired scores translate into higher risk profiles. Stated another way–on average clients who have impaired insurance scores produce more claims. Therefore the insurance companies use the insurance scores as one of the factors (other factors would be your driving record, accident record, mileage, type of car, etc.) that allow them to adequately price the risk to produce a profit.

I hope this helps. Good Luck!

What car insurance agencies have a good deal on car insurance?

Saturday, March 20th, 2010

i need car insurance. my price will have to be under 100 a month. Is there any good insurance places that i can get hooked up with. i’ve only had a license for almost 2 years. i need a good down payment price like 150 and under.

Try this site

http://www.usainsurancequotes.net/

here you can compare quotes from different companies.

Where is the best place for auto insurance quotes?

Thursday, March 18th, 2010

Recently i have had to change auto insurance providers for multiple reasons. So now i am looking for the best place to get auto insurance quotes from.

Try this site

http://www.usainsurancequotes.net/

here you can compare qutoes from different companies.

Why do Limbaugh and others like him protect and defend Insurance Companies?

Thursday, March 18th, 2010

They always say that Obama wants to blame the "Eeeevilll" insurance companies, and the ‘Eeeevilll’ rich people. When the truth is, many Insurance companies are anything but "Insurance" when it comes to protecting those who believed they were actually insured. And yes those presidents and CEO’s have become very wealthy. What do you call a company that you pay into for years and then find out you aren’t going to get what you paid for?………..A scam!

Because they have money and probably feel that nothing negative will effect them like the average American. Most Americans are not as financially secure as the Limbaughs, the Becks or the Hannitys. But most people don’t want to face facts because they think they will be on that level someday — they won’t, but they think they will! lol

How can people say insurance companies should be able to deny based on pre-existing conditions?

Tuesday, March 16th, 2010

Let’s look at an example.

Bob has a job. He has health insurance. He gets cancer, and his insurance company pays for his tens of thousands of dollars worth of treatments.

The economy goes south, Bob gets laid off. He has to choose between health insurance and losing his house, so he obviously needs to stop the insurance. Later, Bob gets re-hired, and despite the fact that he can afford insurance, he can never get it again, because he has a pre-existing condition.

But no, we need LESS government regulation of the insurance industry. LOL!

That would be like buying a car with a bad transmission!!! Think about it!!! LOL

What is the fastest way to get health insurance quotes?

Sunday, March 14th, 2010

What is the fastest way to get health insurance quotes?

If you are looking for the best health insurance , check out this site

http://Cheap-Health-Insurance-Rate.info

Here you can compare health insurance policy and rates from different companies that available in your area.

Where to get a good Health Insurance quote?

Sunday, March 14th, 2010

I am looking for a place where I can compare health insurance quotes and find a good individual policy. I like the main carriers like Anthem Blue Cross Blue Shield, United Healthcare, Humana, and Aetna.

If you are looking for the best health insurance , check out this site

http://Cheap-Health-Insurance-Rate.info

Here you can compare health insurance policy and rates from different companies that available in your area.

what insurance company handles United States Post Office automobile insurance claims?

Friday, March 12th, 2010

I need to know what insurance company handles USPS insurance claims in San Pablo, CA.

The government is self insured.