Archive for April, 2010

Can my health insurance company bill me for claims they already paid?

Saturday, April 17th, 2010

My insurance company is telling me they may be terminating my coverage retroactively past 12/31/09. I’ve had claims from months ago that the system says they already processed and paid by my insurance company. Does this mean the insurance company will come after me for that money or would they only try to get me to pay for unpaid claims?

They will pay claims occurred up to the date of the termination. They will require that the providers refund any payments made for claims after that date. The providers will then bill you, not the insurance company.

What car insurance quote should I accept ?

Saturday, April 17th, 2010

I have a competitive quote from AVIVA, ADMIRAL and ELEPHANT.co.uk
Which company would you use and why?
Lindsay, thats interesting. I discovered last night that AVIVA are rated No.2 in the UK and are an international company. Their quote is lowest at £240 the others are £314 / £315 all full comprehensive.

I work at an insurance place in Texas, and we always advise customers to go with the company that has the MOST coverage for the LEAST amount of money. And the company that is going to be the most helpful if you’re in an accident

Does comprehensive car insurance cover others not on the policy?

Thursday, April 15th, 2010

My Brother has a full comprehensive UK car insurance. Can I drive his car and be covered by the insurance even though I am not listed on the insurance and live at the same address. I have a full UK license, he claims I am covered because he gives me the permission to drive the car which according to him is right.
I have read the insurance policy but my brains are not big enough to understand that "given permission" part.
If anyone can throw more light on this, it will be fully appreciated.

you need to be a named driver on the policy to be able to drive on his insurance

Is it possible to get a renters insurance quote without giving a specific address?

Thursday, April 15th, 2010

I’m on a lookout for an apartment and I have my eyes set on a certain area. I wanted to know if it is possible to get a quote without an address.

You can get a guess, but not a quote. It depends heavily, on the "protection class" of the address, and what it’s built out of.

But in general, in most parts of the country, you can get $20,000 of contents and $100,000 of liability, with a $500 deductible, for about $150 a YEAR.

Does Obama know some health insurance employees are told to "lose" insurance claims or medical records ?

Sunday, April 11th, 2010

My co-worker said when she worked for Blue Cross they were told to discard the mailed in claims every Wednesday! Then when it went computerized, they were told to ask for more information but not transmit or mail the request.

Will Obama Pelosi outlaw those type of insurance practices that wear down the patients and doctors and only add more cost to the expense of health care?

~~Yes he is aware and yes there will be fixes and accountability for the insurance companies. I worked in billing and authorizations for years, and the amount of work created from this practice was ridiculous. I could go on for hours, but he has met and talked with Doc’s, Nurses, Hospitals, etc. to get the whole realm of the entire problem they are faced with.

You may want to watch Dylan Raddigan, Rachel Maddow, Keith Oberman, and The Ed Show, when time allows on MSNBC. They keep you posted up to the minute on all the current issues and you learn so much about how corrupt our politicians are, as well as how powerful the insurance companies are! Sure is helpful for election time!

Help with renewing car insurance when buying a new car very soon?

Sunday, April 11th, 2010

My car insurance is due for renewal in the next couple of weeks but in June we were planning on buying a new car. What is the best way to deal with this situation? If I buy new insurance, do I just transfer it across to a new car and pay extra if it costs more? Will I have to stick to the same insurance company because a different car may cost a lot more to insure with them?

1 – normally when you get the new car you just have the policy altered and pay a difference or get a part refund if the premium for the new car is different.

2 – early cancellation of a car policy nearly always means that you pay penalty and admin costs that would most likely outweigh the difference in premiums

Where is a good place to get a Health Insurance Quote?

Sunday, April 11th, 2010

I just moved to Ohio and I need health insurance. I used to Live in Florida and I had Humana but that seems expensive here. Where shoudl I get health insurance in Ohio.

Try this site,

http://cheap-health-insurance-usa.info/

Here you can get free quotes from different insures in your area just in one minute, its the best way to find an affordable health insurance with a reliable company.

Best Wishes,

Compare home and contents insurance quotes: Fastest way to compare home and contents insurance quotes?

Friday, April 9th, 2010

My home and contents insurance has gotten so expensive. I have never filed a claim and my home insurance rate has doubled. I dread the thought of spending a week getting quotes. Is there a easy way to get and compare home and contents insurance quotes?

Try this site

biinsurance.notlong.com

Here you can compare quotes from different companies

Why isnt my 50cc scooters make showing up on insurance quote websites?

Friday, April 9th, 2010

I have just bought a piaggio nrg 50cc scooter nearly every insurance quote website i have been on , none of them say piaggio under make so i cant get a quote for my scooter its ridiculous as there are every other makes on there ive never heard of has anyone else had this problem?

Help yourself – you can check your quotes in internet, for example here – autoinsurance.bebto.com

Website that gives REAL online competitive car insurance quotes?

Wednesday, April 7th, 2010

I looked thru a lot of resolved answers on here from people asking how to get cheaper insurance. Almost always, several people will recommend websites that "supposedly" give ONLINE quotes from different companies, but many of these seem "shady".

Try this site

usainsurancequotes.net

Here you can compare quotes from different companies