Affordable Insurance Plans, insurance coverage, health insurance quotes

Let’s look at an example.

Bob has a job. He has health insurance. He gets cancer, and his insurance company pays for his tens of thousands of dollars worth of treatments.

The economy goes south, Bob gets laid off. He has to choose between health insurance and losing his house, so he obviously needs to stop the insurance. Later, Bob gets re-hired, and despite the fact that he can afford insurance, he can never get it again, because he has a pre-existing condition.

But no, we need LESS government regulation of the insurance industry. LOL!

That would be like buying a car with a bad transmission!!! Think about it!!! LOL

If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?

No. The premiums will not go up for that. Usually health insurance is up for renewal once a year and the cost increases at that time, but not just because you use your policy. The cost of group health insurance where I work has had double digit increases in the premiums every year for 10 years now. The health insurance companies are out of control.

If you have insurance and need health care – go get the care you need. Try this site, if you want to find the best or the cheapest health insurance just in one minute,

http://Cheap-Health-Insurance-USA.info/

Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company.

Hope this help,

I recently filled my prescriptions, and used my insurance (Aetna) to do so, and I was wondering, will my prescription info be sent to me in the mail? Like will I get a bill explaining what they paid? And will it be Itemized? And Can they raise my insurance because of it?

insurance tips :
http://insurance3.cn

I recently filled my prescriptions, and used my insurance (Aetna) to do so, and I was wondering, will my prescription info be sent to me in the mail? Like will I get a bill explaining what they paid? And will it be Itemized? And Can they raise my insurance because of it?

insurance tips :
http://insurance3.cn

Considering that the insurance industry uses the government to force people to buy their product and frequently advertises on TV, it doesn’t seem like a very high percentage of premiums are paid out. Does the insurance industry pay out even half of its revenues in claims? A quarter? 10 percent?

Wait, you’re confusing two things – REVENUES, which means, total income, and PREMIUMS, which is income derived from selling policies.

Here’s the industry average payout, on $1 of PREMIUM dollars:

Health insurance – $.99
Auto insurance – $1.12
Homeownrs insurance – $.87
Workers comp – $1.42
Property insurance (nonhomeowners, nonauto) – $.67
Life insurance – $.65

MOST of it’s "revenue" is made from investment income on the reserves – NOT from selling the actual policy.

If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?

Please advice.

Thanks.

No. The premiums will not go up for that. Usually health insurance is up for renewal once a year and the cost increases at that time, but not just because you use your policy. The cost of group health insurance where I work has had double digit increases in the premiums every year for 10 years now. The health insurance companies are out of control.

If you have insurance and need health care – go get the care you need. Check out this site to find the best health insurance just in one minute,

http://best-free-health-insurance-quote-usa.blogspot.com/

Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.

Best Wishes,

I was looking to start a bus transit company that will pick up and drop off students from one point on campus to another. I was wondering what type of insurance am I required to have. I need 4 transits for the company to operate the way it is supposed to. Does anyone know what type of insurance is required for an operation as such and/or how much that insurance would be? I don’t need an exact price, I am just looking for a ball park price.

Thanks in advance.

You will need a few types of insurance.

General Liability, Commercial Auto and workman’s compensation if you plan on having any employees.

General Liability – This protects third parties if you are negligent and cause harm to a person or property. (Does not cover accidents that happen while behind the wheel)
Commercial Auto – This is just like personal auto insurance but for vehicles used commercially.
Workers Compensation – This covers your employees in case of an accident either in or out of the vehicle.

I bet the general liabilty and workers compensation will put you back about $1,200 per year. The autos, figure anywhere between $1,500 and $2,500 each.

There is no way to get a price without talking to an insurance broker.

As I understand it, the bill forces all Americans to have health insurance. However, I think that the fine for having no health insurance is around $750. But after the year 2014, health insurance companies will not be able to turn customers away for preexisting conditions. Why wouldnt someone pay the fine or buy low end coverage until they got ill and supplement the coverage or buy an extensive plan?

i htought the main reason of living in a society was to help each other out, am i wrong?

Hey. Please somebody help me. I am employed but don’t get any health insurance. I am 27 and single and need a good health insurance but cheap. I live in Florida. Can somebody can help me with that?

Try this site, if you want to find the best or the cheapest health insurance just in one minute,

http://cheap-health-insurance-usa.info/

Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company.

Hope this help,

I know that we need liability insurance, but is there a minimum on other types of insurance? Specifically, house insurance, RV insurance and boat insurance. Oh, and motorcycle insurance. Thanks.

Auto liability, and workers compensation.

Any vehicle on a public roadway or public water is required to carry liability. Any employer is required to carry workers compensation. Besides that, everything is voluntary.

So, there’s no law that says you have to carry homeowners insurance. HOWEVER. If you want to borrow money to BUY that home, your LENDER will require it, and you’ll agree to carry it, or you won’t get the loan.