Affordable Insurance Plans, insurance coverage, health insurance quotes

We are thinking of moving to Arizona, I am a Assistant to a Health insurance broker, looking for the same in Arizona, most likely moving to Chandler, Glendale area. Where can I look or any brokers will need any assistants

There are lots of insurance headhunters in all the major cities. You should try to contact some of them.

Also, talk to your marketing reps and underwriters that you deal with now – ask them if they have any contacts out that way.

Do I need to become an agent first before I can become a broker? What are the requirements? What are the costs of being a broker?

depends on the company you apply with. Some brokers will offer training, some won’t. As far as requirements you have to write an exam to get your licensing. Check with your local state insurance department. Costs of being a broker? Again, depends on the company. Most brokers are independent self employed people, so you’ll have an annual fee for your licensing, and ALL your expenses to run your business (rent, phone, internet, office furniture, marketing materials, etc)

First you need to get licensed. Check out Dearborn.com for study materials. Talk to some local agents. You can get a list from here: http://www.findlocalinsurance.com
One strategy may be to become an independent agent and rent a desk in a realtor’s office. Then you work with the realtor to write all the homeowners insurance for the houses purchased in their office.

Depends on how quickly you can get a job. There is no average amount of time. It could take you five minutes or three years. Unfortunately, it will depend on your ability to get an interview with a brokerage and convince them to hire you. The license will be a secondary issue but generally the brokerage will help you get that part done.

Good luck to you!

I’m married with two children and have one more on the way (very early on in the pregnancy). I’m 29yo, but my father passed away of a heart attack when he was 39. I’m having trouble going the easy route… ie, online, and need some advice on how to choose someone.

You should choose a company with a good rating from AMbest (an insurance rating company) they rate a company on their assets and ability to pay a claim. I only deal with A+ or A++ companies, but any A or B rating is good to trust. When you are inquiring about companies you can ask what their rating is.

I always like to stick also with a company who is well known, Mutual of Omaha, Prudential, ING etc., There just seems to be a better comfort level for me when I deal with a company that has a name image over some other companies that I’ve never heard of.

As far as selecting an agent or broker; that’s just a matter of finding one you are comfortable with and trust. If you call an insurance company direct they’ll probably assign or connect you with an agent in your area. You can also ask family members or friends if they can refer one to you. Agents love to get referrals!

All that you have to do now is give either the agent, broker or insurance company a phone call, tell them you are looking for term life insurance… they will know what to do with you.

Say there is a guy working as the president of a huge insurance company, how much do you think/know he is making per year?

Thanks in response!

If he’s working for an insurance company, he’s not a broker.

Broker means, sales guy.

You can look up salaries, exactly by job description, at www.salary.com

We are thinking of moving to Arizona, I am a Assistant to a Health insurance broker, looking for the same in Arizona, most likely moving to Chandler, Glendale area. Where can I look or any brokers will need any assistants

so you ask in travel and not employment? nice.

You need to pass a test to get your license, and you have to find an insurance company willing to let you sell their product.

Step 1 – take the course and pass the test to get license to sell whatever lines of insurance you are interested in. (search insurance schools for ideas)

Step 2: to get appointed as an agent of a specific company, usually go to their website and find a registration form. – or call the company you are interested in selling to get an application to you. Each company is different in their exact process to become appointed.

i am an life insurance agent but i want to convert to a broker. How would i become affiliated /connected with different life insurance cos. to provide quotes to customers/clients

If you have been in the Insurance field for any length of time you should already know this, but I might be able to clear away any remaining "fog" you might have.

First, if you are a captive agent, you have to terminate your contract with the company you work for. If you are an independent agent, you have to terminate agreements you have with any and all GA’s, or MGA’s you are entered into.

You then approach every insurance company whom you want to market their product line and sign their GA (General Agency) agreement, or MGA (Master General Agency) agreement. An MGA usually has GA’s who recruit indie’s, (independent agents) to sell for them. MGA’s provide guidance, knowledge, and experience to GA’s, who do the same for their sales force.

To answer your origianl question, you wil be provided software, (updated via internet) that you can download to your laptop to give "instant" illustrations.

Where are you in this matrix?
Good luck to you.