Archive for the ‘insurance claims’ Category

Does ICICI Prudential handles insurance claims genuinely?

Monday, October 26th, 2009

I heard that ICICI Prudential is not handling the insurance claims genuinely and they are naive and are worst in dealing death claims and funds settlement.

They can not do any fraud in funds settlement. Almost all insurance companies are worst in death claim as they simply say in some cases that death was due to a pre-existing condition.

If i want to be an insurance claims adjuster, what college degree is best appropriate?

Saturday, October 24th, 2009

I want to get my associates (At least) but not sure what to study, what degree goes hand-in-hand with insurance adjusting?

thanks

For adjusting purposes, there is no specialized college degree of study.

What you can do is obtain a certification from your State Dept of Insurance by taking their examination. Another alternative is to go thru a pre-licence program with the Insurance Education Association.
http://www.ieatraining.com/

If i want to be an insurance claims adjuster, what college degree is best appropriate?

Saturday, October 24th, 2009

I want to get my associates (At least) but not sure what to study, what degree goes hand-in-hand with insurance adjusting?

thanks

For adjusting purposes, there is no specialized college degree of study.

What you can do is obtain a certification from your State Dept of Insurance by taking their examination. Another alternative is to go thru a pre-licence program with the Insurance Education Association.
http://www.ieatraining.com/

What is the statute of limitations for health insurance claims in California?

Thursday, October 22nd, 2009

In other words, how long after a cost was incurred can a claim be filed?

Health insurance can be very tricky. Since I live in Idaho I’m not familiar with the California laws and regulations, so I recommend you call a nearby health insurance agent. http://www.americaschoicetoday.com/Health-Insurance.html They should be able to assist you.

How long do car insurance claims take to settle with a lawyer?

Sunday, October 18th, 2009

I was in a car crash, the other driver was cited. I got an attorney and am waiting for a settlement. How long does it usually take?

Much longer than if you do it by yourself.

Usually 18 months to 2 years.

How long do car insurance claims take to settle with a lawyer?

Sunday, October 18th, 2009

I was in a car crash, the other driver was cited. I got an attorney and am waiting for a settlement. How long does it usually take?

Much longer than if you do it by yourself.

Usually 18 months to 2 years.

I have a business idea and I need to get statistics on the value and type of insurance claims.?

Friday, October 16th, 2009

My business idea will protect property during work by window fitters, builders decorators. In fact any type of work where people will be in and out of a building bringing in dirt and staining carpets.

As part of my buiness plan I need to know the potential savings that companies who buy my producy could make via reduced claims and hence insurance premiums

You’ll have to pay a marketing focus group to research that informaion – it’s NOT going to be available to you via the insurance industry.

Therapist filed under wrong insurance company Am I responsible for the previous claims?

Friday, October 16th, 2009

My therapist has someone whose job is to specifically file insurance claims. The back of my card says that mental health claims go through a different company. I didn’t realize this and it took the lady at my therapists office 6 weeks to figure this out. Shouldn’t she have read my card and figured this out before 6 weeks? I’ve called and the company will pay from 9/29 – end of year . Am I responsible for the previous 6 weeks?

It depends on if your therapist is in network or out of network, and the in network contract with your insurer.

If I make an insurance claim, will the no-claims bonus of my named drivers be affected?

Wednesday, October 14th, 2009

When I get my next insurance policy, I am thinking of putting on a couple named drivers. I don’t know whether their no claims bonus will be affected if I have to make an insurance claim.

You can compare how the insurance quotes would change, for example here – autoinsurance.undonet.com

Insurance claims?

Wednesday, October 14th, 2009

I booked insurance for my holiday that never happened. I choose double excess as i did not think anything would go wrong.

OK thats a kick in the teeth, but the worst thing, the paid but thewy charged me double excess per person! is this right? I thought they would charge me per claim not per person on the claim.

you need to check you policy wording really, it may be the case that it is per person – Typical tho !