I recently filled my prescriptions, and used my insurance (Aetna) to do so, and I was wondering, will my prescription info be sent to me in the mail? Like will I get a bill explaining what they paid? And will it be Itemized? And Can they raise my insurance because of it?
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I recently filled my prescriptions, and used my insurance (Aetna) to do so, and I was wondering, will my prescription info be sent to me in the mail? Like will I get a bill explaining what they paid? And will it be Itemized? And Can they raise my insurance because of it?
insurance tips :
http://insurance3.cn
Considering that the insurance industry uses the government to force people to buy their product and frequently advertises on TV, it doesn’t seem like a very high percentage of premiums are paid out. Does the insurance industry pay out even half of its revenues in claims? A quarter? 10 percent?
Wait, you’re confusing two things – REVENUES, which means, total income, and PREMIUMS, which is income derived from selling policies.
Here’s the industry average payout, on $1 of PREMIUM dollars:
Health insurance – $.99
Auto insurance – $1.12
Homeownrs insurance – $.87
Workers comp – $1.42
Property insurance (nonhomeowners, nonauto) – $.67
life insurance – $.65
MOST of it’s "revenue" is made from investment income on the reserves – NOT from selling the actual policy.
If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?
Please advice.
Thanks.
No. The premiums will not go up for that. Usually health insurance is up for renewal once a year and the cost increases at that time, but not just because you use your policy. The cost of group health insurance where I work has had double digit increases in the premiums every year for 10 years now. The health insurance companies are out of control.
If you have insurance and need health care – go get the care you need. Check out this site to find the best health insurance just in one minute,
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Here you can get free quotes from different health insurance companies in your area, its the best way to find an afforable health insurance with a reliable company.
Best Wishes,
I was looking to start a bus transit company that will pick up and drop off students from one point on campus to another. I was wondering what type of insurance am I required to have. I need 4 transits for the company to operate the way it is supposed to. Does anyone know what type of insurance is required for an operation as such and/or how much that insurance would be? I don’t need an exact price, I am just looking for a ball park price.
Thanks in advance.
You will need a few types of insurance.
General Liability, Commercial Auto and workman’s compensation if you plan on having any employees.
General Liability – This protects third parties if you are negligent and cause harm to a person or property. (Does not cover accidents that happen while behind the wheel)
Commercial Auto – This is just like personal auto insurance but for vehicles used commercially.
Workers Compensation – This covers your employees in case of an accident either in or out of the vehicle.
I bet the general liabilty and workers compensation will put you back about $1,200 per year. The autos, figure anywhere between $1,500 and $2,500 each.
There is no way to get a price without talking to an insurance broker.
As I understand it, the bill forces all Americans to have health insurance. However, I think that the fine for having no health insurance is around $750. But after the year 2014, health insurance companies will not be able to turn customers away for preexisting conditions. Why wouldnt someone pay the fine or buy low end coverage until they got ill and supplement the coverage or buy an extensive plan?
i htought the main reason of living in a society was to help each other out, am i wrong?
Hey. Please somebody help me. I am employed but don’t get any health insurance. I am 27 and single and need a good health insurance but cheap. I live in Florida. Can somebody can help me with that?
Try this site, if you want to find the best or the cheapest health insurance just in one minute,
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Here you can get free quotes from different companies in your area, its the best way to find an affordable health insurance with a reliable company.
Hope this help,
I know that we need liability insurance, but is there a minimum on other types of insurance? Specifically, house insurance, RV insurance and boat insurance. Oh, and motorcycle insurance. Thanks.
Auto liability, and workers compensation.
Any vehicle on a public roadway or public water is required to carry liability. Any employer is required to carry workers compensation. Besides that, everything is voluntary.
So, there’s no law that says you have to carry homeowners insurance. HOWEVER. If you want to borrow money to BUY that home, your LENDER will require it, and you’ll agree to carry it, or you won’t get the loan.
We live in Florida, and my son has just turned 16, He wants to get his licenses but we don’t want our insurance to go up too much. From what I hear it is very expensive, yet i hear other people saying that some auto insurance company’s have very cheap rates for adding a first time driver. So if there are any other parents that know of a company that they use that is pretty cheap please let me know.
Thank you.
Hi,
Check out this site, if you want to find your best or cheapest auto insurance just in few minutes,
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Here you can get free quotes from different auto insurance companies in your area, its the best way to find an affordable auto insurance with a reliable company.
Hope this help!
I need to know the average malpractice insurance for neurosurgeons in different states.I want to practice in a state where the insurance isn’t so expensive.I live in NYC and here,the insurance is almost $100000.I prefer going to another city than giving all that money for the insurance.I never had any problem in my career and I don’t need this type of insurance. Can you help me?
PS. I am paid very well,but I don’t like spending money on things that I don’t need.
There’s no average.
You can’t average no retro date and no tail, with 30 years of prior coverage.
But if you don’t "need" this type of insurance, don’t buy it.
No hospital will actually allow you to use their operating room without it, anywhere, in the USA, but hey, if you don’t NEED it, hey.
As to where it’s cheaper – Not in the state of NY. Generally, the states which limit tort (republican states) are more friendly to doctors. But your professional association, or professional magazines, should be giving you a list of cheaper states. I believe there are at least 45 of them, LOL.