Which life insurance company is the best in setting claims? I want to buy a term life insurance for 25 yrs. I am 35 now. Please suggest good plan and life insurance company. Is there any database where we get more information of claim record.
New York Life is the best. The claim will be dealt with personally instead of through the mail. Excellent company!
www.nfgvt.com
I have tried to get life insurance with no sucess due to my felony. The felony was from 7years ago and it was for posession of a firearm. Please help
I have already tired an independent agent and they couldn’t help. Thats why I need to know the company who does.
If you have a felony and planning to get a life insurance, you might want to try the site below and find out how much it cost you!
Life Insurance Adviser
http://www.goodinsurancepolicy.com
Currently, in India, the premium charged from client for life insurance policies includes the commissions that the agent will receive from the insurance company.
New scenario is developing: Life insurance companies will not give any comission to agents but the agent will charge a fee.
Any one has clarity how this works in other countries:
1) What kind of fee is charged by agent
2) Is the fee disclosed to client
3) What about subsequent years earnings
4) Does the insurance agent come under service tax this way
1) This would be a fee for service senario much like investment advisors, where they will charge you X amount of money per hour for consultation services, whether you buy or not. Just like a lawyer charges you whether you win or not, or whether it even goes to court.
2) I would assume this would have to be legally disclosed to the client before any services are rendered.
3) There would be none. No residual income…if you provide good service/advice they will come back…that’s your future earnings.
4) Depends on your local laws on whether it would fall under good and services taxes or just under a flat income tax fee. Would likely depend on whether it’s an incorporated individual or a person in an independent self-employed advisor role.
I’m wanting to put life insurance on my son’s father. He is my beneficiary and I just feel that it is necessary for us to have this! Ive been searching the internet and I cant seem to find what I’m looking for. Does anyone have a suggestion on which company I should use or how I need to go about this… I got my insurance through my job so I really don’t know how to go about getting life insurance on someone else!
You can’t do that without his concurrence. HE should be the one getting the policy.
I keep getting the gut feeling that I need to get life insurance for my parents. Is that possible? If so, which company is the best?
Try this site where you can compare quotes from different companies in your area
http://best-life-insurance-usa.info/
Hope this help,
My parents have a life insurance policy in my father’s name. They are both trustees. They are now divorced. Who receives the benefits of the policy as it has now matured? Any help would be appreciated.
It must be an endowment. Life policies are only paid on the death of the policyholder/named person and are paid to the beneficiaries named either on the policy or in a will. If both parents are beneficiaries (trustees) then it will be paid to them both. They need to arrange with the insurance company who it needs to be paid to. Divorce lawyers will usually arrange for the paperwork to be signed after an agreement has been made as to who benefits. They could split it or one could assign it to the other.
Which life insurance company is the best in setting claims? I want to buy a term life insurance for 25 yrs. I am 35 now. Please suggest good plan and life insurance company. Is there any database where we get more information of claim record.
Try this site where you can compare quotes from different companies in your area
http://best-life-insurance-usa.info/
Hope this help,
What exactly is life insurance and how does life insurance work?
I don’t understand, won’t you be dead or something so what does it do for you?
What happens if it doesn’t get cashed in, what does that mean?
Sorry I don’t understand, please explain.
Life insurance is insurance on your life. If you die the insurance company pays money to your beneficiaries. they could be family, friends, the company you work for even a charitable organization. as long as there is an insurable interest.
If you are dead the money from the insurance can pay for your funeral, your debts, mortgage, medical bills, car payments, children’s college education, your families survival if you are no longer here to provide for them, as well as pay for inheritance taxes, probate taxes (life insurance is tax free)
if you are single, no family, no responsibilities and don’t mind being buried by the state then you probably don’t need life insurance. Try this site to find the best life insurance
http://best-life-insurance-usa.info/
Here you can get quotes from different life insurance companies in your area, its the best way to find an affordable life insurance with a reliable company.
Hope this help,
I want to get a life insurance policy for my husband but I don’t know anything about insurance. I want something that I won’t really have to pay much for right now, but that will give me a lot of money when he dies. I want to figure this out soon so I can get the money by next Monday so I can go to Hawaii. What is the best?
Try this site where you can compare quotes from different companies in your area
http://best-life-insurance-usa.info/
Hope this help,
I actually planning to get one life insurance for myself.
But, I dont know the benefits of this one?
Can you please advise?
You don’t buy life insurance for you. You buy it for those that survive you after your untimely death.
You get it so that your family does not have to sell their cars, house, etc to pay off your secured bills, medical bills, and funeral costs.