Archive for the ‘life insurance’ Category

How do you discuss a life insurance policy with your grandparent?

Sunday, November 29th, 2009

My grandmother is almost sixty years and she does not have a life insurance policy. We were talking and I asked her what she had in place in case of a situation. She said nothing. Her plan is for us to sell her house and split the money.

She has no need of life insurance. She has no dependents. Stop thinking about her death as some kind of windfall profits day for you. She owes you absolutely nothing.

Does Life Insurance really pay? How do I find the right company to buy level term?

Friday, November 27th, 2009

My husband doesn’t want to get life insurance, he thinks it is a waste and a scam. But if something should happen to him, me and the kids would be SOL. How do I get insurance for us? How do I know the insurance co. will actually pay if something does happen? Are there ways to write the policy so to protect us better?

I like the answer provided by "Financial Answer Guy".

(1) You should have some form of protection if anything happens. It is just like you have to buy car insurance. Do you think your life worth less than your car?

(2) You should be aware that there are many forms of insurances and balance between them if possible.

(3) Please check the rating of the insurance company before buying. You don’t want an insurance company that disappears when you need the pay out, right?

What life insurance companies accept heavy people?

Wednesday, November 25th, 2009

Hi;

I am an independent insurance agent in SC. I have a heavy client [6' 3", 400]. He falls outside the "build tables" of the life insurers I currently work with. He wants term.

Does anyone have any direct experience with a life insurer that will accept a client with this build?

Can anyone direct to me resources that might lead me to a life insurer that will accept a client with this build?

Thank you for taking a look at my question.

I work for Primerica and have a client in a pending status just as you describe. He might qualify for our policy, as long as he has no other afflictions or major health concerns. Try this site to find the best life insurance

http://best-life-insurance-usa.blogspot.com/

Here you can get quotes from different life insurance companies in your area, its the best way to find an affordable life insurance with a reliable company.

Hope this help,

How can my husband open a new life insurance?

Sunday, November 22nd, 2009

We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we’d be taken care of. We have insurance that is paid for by his employer. How do we go about getting life insurance? Is it added to our existing medical insurance, or can we get it separately?

Try this site to find the best life insurance

http://best-life-insurance-usa.info/

Here you can get quotes from different life insurance companies in your area, its the best way to find an affordable life insurance with a reliable company.

Hope this help,

What is the best company to buy whole life insurance?

Friday, November 20th, 2009

I’m 26 with 2 kids and would like to get whole life insurance started. Where is the best company to get whole life insurance from?

The best company to buy from is one that is financially secure.

The A.M. Best Company, an independent rater of insurance companies, has been rating them for over 100 years, since 1899. They assign grades to insurance companies, based on their financial strength, and ability to pay claims.

The best companies are the ones that have an A.M. Best rating of A++ (Superior), A+ (Superior), A (Excellent), A- (Excellent).

Here’s my suggestion and recommendation:
http://free-best-life-insures-comparator-usa.blogspot.com/
And compare life insurance company at your place

What is the different between pension saving and life insurance?

Monday, November 16th, 2009

i plan to buy for my personal insurance but i have no idea which one i should go for. Is that everyone of us need to have saving insurance to make life be protected?

My friend suggested me to go for the pension plan , but some of them they not agree why should i go for any insurance saving.
I have a confusion now.

Insurance is generally used as a risk reduction tool. Life insurance is generally used to ensure that you meet your responsibilities to other people. If you have someone that depends on you to live, like a child, an old parent, you need insurance. If something happens to you, they will have some money for them to use. There are other ways insurance could be used. If you want a high return, insurance is not the way to go. Some suggests that getting "term" insurance and investing the difference.

Pension plans are used to plan for your retirement. The money that you put here will generally have a higher return and you should be able to use it when you are already retired. This should replace your current income when you will not be working any longer.

For a more detailed explanation, you can go to several financial planners to let them explain the difference. Don’t be ever pressured to buy from financial salespeople. There are also many information on the internet that are available you just have to read them and put in a little time.

What is the most affordable life insurance and health insurance?

Friday, November 13th, 2009

What is the most affordable life insurance and health insurance?
Where can I find Affordable Health and life insurance for me and my wife?
What is the best web site with online quote?
Any answer will be appreciated.

Try this site where you can compare quotes from different companies in your area

http://cheap-health-insurance-usa.info/

Hope this help,

What kind of life insurance policy should I buy?

Tuesday, November 10th, 2009

I want to get a life insurance policy for my husband but I don’t know anything about insurance. I want something that I won’t really have to pay much for right now, but that will give me a lot of money when he dies. What is the best?

Try this site to find the best life insurance

http://best-life-insurance-usa.info/

Here you can get quotes from different life insurance companies in your area, its the best way to find an affordable life insurance with a reliable company.

Hope this help,

What life insurance is best for a husband and wife who are newly pregnant?

Saturday, November 7th, 2009

My sister and her husband just found out they’re pregnant, and now her husband is researching life insurance. Which is best for a new family? They make average income for a couple.

lifeinsurance.awardspace.info – try this one. I have their insurance and, as remember, they can provide such a service.

Being a new life insurance agent, what are ideal ways to enhance portfolio of life insurance customers?

Wednesday, November 4th, 2009

One year down the line in life insurance business, I feel lack of custmers affecting my growth. I’d like to grow my portfolio of customers using new ways to market myself. Till now I have used friends and relatives and past customer base as my target audience. How do I target the strangers market and how do I productively segment it.

buy leads to work for now, and invest time and money into building your own marketing so that you will someday be able to generate your own leads. Try this site
http://free-best-life-insures-comparator-usa.blogspot.com/

Here you can get quotes from different life insurance companies in your area, its the best way to find the life insurance to work with.