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The Northeast has developed some unusual weather patterns lately. In Maryland, for example, recent heavy storms, loaded with hail, and a tornado or two have caused major damage to homes and businesses.

If you’ve experienced hail lately, it’s important to have an expert look over your roofing, siding, and guttering for damage. Many homeowners are unaware they have damage that may be covered by their homeowner’s insurance.

It’s important, however, especially with roofing — to make sure that the “expert” is trained in identifying actual damage. Most roofing contractors don’t know what to look for and won’t be able to help you properly file a claim and get your money.

Choosing a contractor that has experience dealing with insurance companies can be a huge advantage; most homeowners don’t have this type of experience and often don’t have any idea what is covered, what the actual damages are, or how to get the money they deserve from the insurance policy they have PAID for.

If you think (even if there’s an outside chance) you may have damage, do your research, contact a PRO, and get the real scoop — you could save a lot of money, headaches, and restore the value of your HOME.

http://www.HomeRestorationsMD.com

One last thing: In areas that have obvious storm damage, beware of “storm chasers” — companies that seem to “pop up out of nowhere”, do some quick repairs, and then disappear. Always check to make sure your contractor is licensed, insured, and has some good, solid references, offers before-during-after photos, and signs a detailed written contract for your protection.

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Tags: claims, Damage, Hail, insurance, Maryland, Repair, Roofing, Storm

This entry was posted on Friday, July 31st, 2009 at 6:32 pm and is filed under insurance claims. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.