Will insurance companies pay for accidents you caused on another one of your own cars?
Yesterday, I pulled into my drive way and hit my father’s truck bumper. It didnt damage his truck but really dented my door and rear wheel fender. A friend said that insurance companies wont pay for accidents you cause on your own car, is that true?
autoinsurance.undonet.com – try this one. I have their car insurance and, as I know, they can provide such a service.
November 23rd, 2009 at 1:00 am
If you have collision coveage on your car, that will pay for the damage after its deductible. If you don’t, no, it won’t pay.
References :
November 23rd, 2009 at 1:34 am
if your the reason why it happened then probubly not but if its covered they should pay for it
References :
November 23rd, 2009 at 1:53 am
Since you own both vehicles, you must have collision coverage on both vehicles in order for your insurance company to cover it. You cannot be legally liable to yourself, so property damage liability will not be applicable in this case. You will need to file 2 claims (1 for each vehicle) and pay 2 separate deductibles (again, 1 for each vehicle). One claim will be at-fault (for the car you were driving), and the other will be not at-fault, for the car that was parked. The company I work for calls this a ‘companion claim’ and in some states, you may be afforded the same benefit as being in an accident with a driver from the same company, in that the deductibles will be waived. When you call the insurance company, make sure you ask them if you are eligible to have the deductibles waived.
Good luck!
References :
November 23rd, 2009 at 2:25 am
autoinsurance.undonet.com – try this one. I have their car insurance and, as I know, they can provide such a service.
References :
November 23rd, 2009 at 2:52 am
You should have a collision coverage for your cars,only then you can get paid for that.
References :
http://billeater.com/money-saving-tips/insurance